Rostered Church Worker (RCW) Loans

LCEF is pleased to offer residential, consolidation and home equity loans to LCMS ordained ministers (active or emeritus status) and rostered commissioned teachers, Directors of Christian Education, Directors of Christian Outreach, etc.

We understand the unique calling you have answered and your desire to stay focused on your ministry. We strive to help you meet your personal financial needs effortlessly and with a staff that knows the unique qualities of your profession.

Visit the Loans for Rostered Church Workers page on for more information.

Lutheran Church Extension Fund-Missouri Synod (NMLS# 3444). Illinois Residential Mortgage Licensee. The National Office is located at: 10733 Sunset Office Drive, St. Louis, MO 63127-1020. Phone number: 800-843-5233. Website:
For more information on LCEF’s lending license, go to